Moterm Pocket Versa Layout: this beauty combines a inner binder part with a outer wallet part Outer wallet part: 1. Left side has a zipper pocket, it's good for coins, cash and anything else you like to put in there; Slip pocket both sides for you to put stickers and cash or receipts in. Also you can slide an A6 size notebook into the slip pocket. 2. The pen loop(in the middle) can hold slim pen only. Be sure to tuck the pen clip into the pen holder as well, so it doesn't leave a dent on your planner part. 3. Both side have several card slots, great to carry your bank cards or loyalty cards that you use most frequently when you are out. 4. It has a huge back pocket, which you could fold a letter size paper or bills, it'll go in there nicely. Inner binder part: 1. Three card slots for business cards or credit cards, one extra slots you could fold your emergency cash in. 2. It has a flyleaf with a pen loop and three card slots. The pen loop has a good elasticity, can hold different size pens. Features: 1. This planner of wallet combination has a flexible design, it has two clasps. The extra clasp allows for a little more length in the strap to allow for planner growth. If you use the second clasp, the strap will cover the first clasp. 2. You can take the inner part out. The inner part is slim and easy to be carried with. 3. You can enjoy the large capacity of the versa and of course when you go out with a smaller handbag, you could take the planner part out. Took the bank cards you need in the planner part inside card slots and going out with this planner part. You'll love the fact that it can go from big and bulky to compact and slim in a matter of seconds. You'll need to only take the planner part while you can still have all your reference material with you.